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Principal Financial Group Underwriting Consultant- Remote Opportunity - #223369 in Columbus;AZ, Ohio

Job Area: All OtherBusiness Area: Individual LifeLocation: OH - Columbus;AZ - Phoenix;MA - BostonCareer Category: Experienced ProfessionalFull/Part Time: Full-TimeRegular/Temporary: RegularDate Posted: 2019-09-10

It’s not what we do. It’s who we are.

At Principal, every role supports a greater purpose— to help people live their best lives. And after more than 130 years, we’ve never had a more vibrant and dynamic global team united in our purpose. Through community involvement, innovative financial solutions, and dedication to career development, we make a difference in millions of lives every day, including our employees’. And now is the time to make your mark.

Are you an individual life underwriter looking for a new opportunity? Do you excel at relationship building and providing innovative underwriting solutions to meet clients’ needs?

If you said yes, Principal is looking for Sr. Underwriters and Underwriting Consultants to join our team today!

What you'll do

In our underwriting roles you will:

  • Support marketing goals by issuing life insurance coverage on a favorable and timely basis consistent with mortality objectives.

  • Support profitability goals by assessing the expected mortality/morbidity of individual life applicants, analyzing medical, non-medical, and financial information and classifying risk appropriately.

  • If acting within a brokerage agency underwriting capacity, may need to negotiate offers for placement of policies with the appropriate carrier. This may include acting as a partner to sales managers and producers to arrive at the best solution for a proposed insured.

What you'll get from us

  • Competitive pay, benefits, perks and more. We’ll reward you for the skills and experience you have. Find out more.

  • Respect for your unique perspective. Diversity, inclusion and empowerment are at the core of our culture.

  • A career, not just a job. Principal is a place where you can learn and innovate. Do important work. Make an impact. And achieve your professional goals.

  • The ability to have a great job and a great life. Sure, work is important. But so is your family. And your friends. And your community. That’s why we provide the flexibility needed to find the right balance between your job and the rest of your life.


  • Bachelor's degree or 8 years of work experience

  • 6+ years of individual life underwriting experience.

  • Ability to use creativity in finding ways to facilitate sale of key cases or explain the company's position on adverse decisions.

  • Maintain professional level of expertise recognized both within and outside the company.

  • Present a strong leadership example.

  • Ongoing progress towards FLMI, RHU and AALU designations and participation in CLU education courses.

Job Level

Willing to consider applicants at multiple job levels.


The opportunity to work remotely will be based on previous Life Underwriter experience.

Work Hours

  • Hours will be Monday - Friday 8:00 AM - 5:00 PM CST with a rotation to 6:00 PM CST every 4-6 weeks.

  • No vacation time will be allowed from the end of November through the end of December.

  • Position may require mandated overtime during peak season.

How we hire

Once you apply, your application is hand reviewed by our talent team. Generally within a few weeks, the team makes interview selection decisions and communicates those via email. If selected, you’ll receive an email from Principal Talent Team to complete a pre-recorded interview on your own time. Be sure to check your email frequently and follow the steps shared to submit timely.

Learn more about our hiring steps and find answers to frequently asked questions.

Additional Information

Work Authorization/Sponsorship

At this time, we're not able to consider candidates needing sponsorship now or in the future or those needing work authorization for this role. (This includes students on F1-OPT, F1-CPT, J-1, etc.) However, we’d hope you continue to keep us in mind for future opportunities.

Principal is an Affirmative Action and Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to of age, race, color, religion, sex, gender identity, gender expression, pregnancy, national origin, citizenship status, disability, genetic characteristics, sexual orientation, marital status, domestic partner status, military status, protected veteran status, disability status or any other characteristic protected by law.

Investment Code of Ethics

For positions with Principal Global Investors, you will be required to follow a Code of Ethics which covers a number of obligations related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.