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GuideOne Insurance Field Underwriting Specialist - Remote Opportunity in GA, United States

As the Field Underwriting Specialist, you are responsible for the following:

Responsibilities:

  • Delivers profitable outcomes on complex niche business through effective risk selection by:

  • Analyzing, selecting and profitably pricing business and determining terms and conditions of coverage that are adequate competitive for the market.

  • Utilizing a consultative selling approach by assessing the needs of the agent and the insured and formulating mutually beneficial solutions.

  • Examining inspection reports, location, risk, financial and other available tools and reports to accept or reject new business.

  • Communicating with Risk Control for inspections, follow ups and service needs for insureds.

  • Escalating referrals in a timely manner.

  • Handling or providing support for complex casualty exposure and/or more challenging states: risk, regulatory environment, and CAT exposure.

  • Adhering to service expectations and regulatory compliance by the timely release of renewals, non-renewals and conditional notices.

  • Accountable for achieving key performance indicators and the overall health of their assigned distribution partners within the portfolio including:

  • Developing and furthering successful relationships with assigned distribution partners within the portfolio by

  • Having regularly scheduled, pre-renewal and portfolio review calls.

  • Meeting voice of the customer guidelines.

  • Traveling to distribution partner offices.

  • Pipelining and actively seeking new business opportunities.

  • Consistently meeting our voice of the customer standards.

  • Managing risk portfolio by identifying and addressing growth, rate, retention and profitability concerns that are not tracking with portfolio objectives.

  • Coordinating with distribution team to resolve issues, concerns or conflict and oversee change management.

  • Proactively growing and expanding distribution opportunities and relationships within the assigned territory.

  • Communicating regularly with portfolio team members on health of assigned agencies and market conditions that could impact the portfolio.

  • Cultivate a High Performing Culture

  • Modeling the standard for service and responsiveness.

  • Mentoring support staff and and lower level underwriters throughout their career development.

  • Identifying talent development and training needs, facilitating training for the niche, to continually develop underwriting acumen and critical thinking skills.

  • Conduct peer audits and approve underwriting decisions (LOAs) for lower authority levels.

  • Assist in the training of new hires and internal promotions by providing continuous mentoring and feedback to foster successful employee development.

  • Interacts regularly with portfolio team members regarding workflow, referrals, and market conditions.

  • Reviewing, mentoring, and approving referrals for lower authority level associates.

  • Leads or acts as SME for organizational initiatives or projects.

  • Provide backup support for Portfolio Management Leader in their absence or during times of increased workload.

  • Perform other related work as assigned.

    Required Qualifications:

  • High School diploma, or equivalent.

  • Bachelor’s degree in business administration, finance or related field of study preferred.

  • Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or other related industry designation desired

  • Seven years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company.

    Recommended Qualifications:

  • Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry.

  • An ability to consistently apply advanced underwriting concepts and practices within the P&C underwriting field.

  • Adept at applying negotiating skills, reasonableness and exercising sound judgment in analysis and decision making processes.

  • Ability to convey clear & concise information to others utilizing excellent verbal and written communication skills.

  • Advanced analytical, problem-solving and decision-making skills.

  • Strong customer service orientation.

  • Advanced knowledge of Microsoft products including a strong foundation in Excel (pivot tables, vlookups, etc.) for the purpose of strategic analysis.

  • Strong attention to numeric and other details.

  • Strong customer service orientation.

  • Organizational skills and ability to manage large work volume and meet tight deadlines.

    Compensation:

  • $66,600 - $111,000 commensurate with experience, plus bonus eligibility

  • $73,500 - $122,500 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility

    Benefits:

We are proud to offer a robust benefits suite that includes:

  • Competitive base salary plus incentive plans for eligible team members

  • 401(K) retirement plan that includes a company match of up to 6% of your eligible salary

  • Free basic life and AD&D, long-term disability and short-term disability insurance

  • Medical, dental and vision plans to meet your unique healthcare needs

  • Wellness incentives

  • Generous time off program that includes personal, holiday and volunteer paid time off

  • Flexible work schedules and hybrid/remote options for eligible positions

  • Educational assistance

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