This job was posted by https://www.kansasworks.com : For more information, please see: https://www.kansasworks.com/jobs/13141577

Jump start your career atEquity Bank! We are currently hiring energetic, team oriented, and community focused individuals to join our team! With a team of best-in-class customer service experts, you\'ll help to build and expand on client relationships, deliver the banking products and services that meet the unique and individual needs of clients, and create and uphold an atmosphere of superior experience and service. At Equity Bank well help you invest in your community through volunteer opportunities which align with our company initiatives and core values.

• Responsibilities and Expectations
• Underwrite Mortgage Loans
• Underwrite mortgage loans according to the agencies, secondary market investor guidelines and Equity Bank underwriting guidelines ultimately balancing bank safety and soundness against loan production needs of the loan originators.
• Well versed with guidelines for VA, FHA, RD and Conventional loans.
• Reviews and calculates qualifying income for borrowers, including complex self-employed and personal and business tax returns\ Reviews credit reports to determine if borrowers meet investor, agency and Equity Bank credit worthiness requirements
• Reviews appraisals to determine if the collateral meets secondary market and portfolio requirements and supports the value given by the appraiser.
• Loans are underwritten within established timeframes.
• Communicate results back to loan processors and/or loan originators.
• Clear to close loans for final documents.
• Investor relations
• Assist EVP/CCO in researching repurchase requests.
• Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct Policy, Bank Secrecy Act, Information Security, and Suspicious Activity reporting requirements.
• Perform other duties as assigned or required.
• Must work on-site at Wichita headquarters location (not a remote/hybrid role)

::: {align="left"} Required Skills & Education :::

• High School diploma or required.
• 5-10 years of mortgage lending experience preferred.
• VA, SARR, FHA Chums/DE preferred
• Experience with DU, LP and GUS underwriting systems
• Experience with Encompass LOS
• Excellent interpersonal skills and professional manner
• Computer skills, especially the ability to work in Windows based systems
• Maintain a working understanding that complies with, banking regulations, bank policies, and procedures.